Savings | BayPort Credit Union

Virtual Workshop

Pay yourself first!

We’ve all heard the expression “pay yourself first,” but what exactly does this mean and how do you do it? This video dives right in, offering practical tips to take control of your financial future. Don’t wait—watch the video now to get on the path to financial freedom!

Savings Account

Only $5 to open
Earn dividends on deposits over $100

Fast Start Savings

For members 24 and under

Earn up to 5.00% APY on first $500* with monthly deposits of $10 or more
One free withdrawal per quarter

High Yield Savings

Available to High Yield and Cash Back Checking members

Earn highest APY on first $100,000
Earn dividends monthly
Must meet checking account requirements
Minimum opening balance $25

Share Certificates

Flexible terms between 91 days – 5 years
Earn dividends monthly
Minimum opening balance on regular certificates $1,000 – specials vary
Members 24 and under open with as little as $100

Money Market Accounts

$25 minimum to open or direct deposit
Earn dividends on balances over $2,500
Unlimited withdrawals at teller window or ATM
3 checks per month

Pinnacle Money Market

$2,500 minimum to open
Earn higher dividends on balances over $25,000
Unlimited withdrawals at teller window or ATM
3 checks per month

Club Accounts

No minimum to open or minimum balance requirements
Earn dividends on deposits over $100
One free withdrawal per year
Christmas Club deposits are disbursed to savings or checking on September 30th each year

Coverdell Education Savings

Tax-deferred account designed to help families pay for education
1, 2, 3, 4, or 5-year certificates
Minimum opening balance $500

Virtual Workshop

Do you have $500 in case of emergency?

Emergencies happen when we least expect them and most cost money we don’t have. Watch this video to learn how to stop draining your savings and start building your emergency fund today!

IRA Certificates

Guaranteed rates help you determine how much of a nest egg you’ll enjoy in the future. BayPort’s IRA Certificates and IRA Special Certificates provide a fixed rate of growth over a specific number of years before maturing.

Open with a minimum deposit of $1,000
Various terms ranging from 1 to 5 years
Dividends are compounded and paid monthly

Visit the IRA Center

Open your account in minutes.

Watching your money grow will give you a new reason to whistle while you work.

Open account

Already a member? Add an account in Online or Mobile Banking.

*APY = Annual Percentage Yield

Savings that grow with the life ahead of you.