Fixed Rate

  • Flexible terms up to 30 years
  • Rate remains the same for the entire term of loan
  • VA loans available

Adjustable Rate

  • ARMs are 3-year adjustable and may increase/decrease no more than 1% every three years
  • Rates may increase/decrease max of 5% over the life of the loan
  • Up to 95% loan-to-value available
  • Terms available up to 30 years

New Construction

  • A permanent loan closed once; no need to close again when your home is completed
  • Pay only the interest during construction phase
  • Fixed and adjustable rates available
  • Class A Builder required

Land Loans

  • Fixed rate
  • ARM
  • Balloon loan options

New Mortgage Product

Hello BayPort Home PLUS!

We’re happy to introduce a new 100% no PMI loan for first-time homebuyers or those who haven’t owned a home in the last three (3) years. Now you can really make home happen.

  • No down payment
  • No PMI/Private Mortgage Insurance
  • Fixed and adjustable rates
  • No income limits
  • Minimum one (1) year on the job
Apply now   

New Mortgage Product

More power for your purchase.

Purchase your next home with as little as 10% down and no Private Mortgage Insurance (PMI). Making your next move is more possible with BayPort.

  • 10% down payment
  • No PMI
  • Fixed and adjustable rates
  • Primary residence purchases only
  • 720 credit score and above

New Construction Product

Build with confidence!

Secure financing today while you start building your dream home with a Construction to Permanent loan at BayPort.

  • One-time closing
  • Interest-only payments during construction
  • Fixed rates up to 95%L LTV*
  • Adjustable rates up to 85% LTV
  • Class A builder required

Apply now

*Loans with a Loan to Value (LTV) in excess of 80% will be required to have Private Mortgage Insurance (PMI) coverage.

Real people. Ready to get you started.

Lance Musser

Lance Musser

Mortgage Sales Manager
NMLS: 211262

(757) 325-6371

Bianca Avery

Bianca Avery

Mortgage Loan Officer
NMLS: 456281

(757) 325-6401

Katherine Forrest

Katherine Forrest

Mortgage Loan Officer
NMLS: 1495735

(757) 869-3943

Paul Hobson

Paul Hobson

Mortgage Loan Officer
NMLS: 211249

(757) 671-8874

Courtney Jardine

Courtney Jardine

Mortgage Loan Officer
NMLS: 1612413

(757) 928-8826

Will Pope

Will Pope

Mortgage Loan Officer
NMLS: 699256

(757) 995-0210

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